Get a Life: You Don't Need a Million to Retire Well | Ralph E. Warner

Get a Life: You Don't Need a Million to Retire Well | Ralph E. Warner | Easy and Fun to Read

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Get a Life: You Do...

	Get a Life: You Don't Need a Million to Retire Well Ralph E. Warner NOLO, 2004 - 364 pages average customer review:based on 27 reviews view larger image
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highly recommended

Warner takes on the financial service industry's maxim that to avoid financial destitution in old age, Americans need to put aside larger sums of money that they are currently doing. Warner also advises readers on a number of other ways to enjoy the retirement years, including maintaining good health, having friends and close family ties, and enjoying varied interests and activities. Illustrations.

This book is right......you DON'T need a million!

I have to admit I would have been far more skeptical about the points made in this book if I hadn't seen people already living on far less than a million dollars...and doing just fine.
One lived independently for years (admittedly, not on a champagne and caviar budget, but not poorly,either) and then moved into a nursing home, all expenses paid. This person is happy. Health costs have not driven that person to poverty and the medical care is just fine.
Another friend lives modestly but has family and friends nearby, an active social life and lives in a lovely Arts and Crafts style bungalow, bought for a modest amount and very tastefully decorated. She lives (as this book suggests) a life full of meaningful activities, many of them free, some of them volunteer work, some of them low-cost or free programs such as concerts in the parks or nature programs or lectures. Again, not an expensive lifestyle.. but fully satisfying.
ONE SUGGESTION: If you read this book, it is quite possible that you can start NOW to learn to live on far less money than you may be spending mindlessly today - and not feel deprived. If you do that, of course, you may save even more for your later years, when health issues and other concerns may impact your finances in a less predictable manner than today.
In any case, this is a refreshing change from the books which promote worry and anxiety about not being able to afford retirement. This book advocates finding a happy medium, neither advocating a "no savings" plan or needless worry and obsessions about the future and doomsday scenarios.

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Easy and Fun to Read

I enjoyed this book so much, that my boss, brother & sister all wanted copies, so I gave them each their own to read!

WOW

I'm not a big reader but could barely put this book down. Most of the book is about the non-financial impacts in retirement, which seem to be overlooked by most people. I highly recommend.

A Must Read for Anyone Who Plans to Retire Someday

The authors take a very different approach from most retirement planning books. Rather than talk to financial planners, who emphasize the money angle and have never themselves retired, the authors talk to people who've retired and have made a go of it. What's the secret? When you think about it, it's pretty simple. Stay healthy. Have many friends, including younger friends. Make peace within your family and get to the point where you love and enjoy your adult children. Oh yes. Money. Money comes way down on the list of concerns. Many financial planners say you'll need 80% of your present income when you retire. But the authors say the real number is closer to 50%, particularly if your home is paid off. The bottom line is that retirement is about far more than money, and you should be enjoying a healthy, productive life now, not just dreaming of your retirement while stressing yourself to the breaking point. My insurance company, USAA, which also sells financial products, recommended this book. It speaks well of USAA that they recommended a couple books that downplay the financial angle. I recommend this book--it'll give you pause and help you reorient your priorities.

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Good for retirement planning

Says you don't need a million, but makes it clear that it should would help. Not much help unless you plan to have your house paid off prior to retirement, seems to be a basis for a lot of the recommendations. For those of us who will not have the house paid off, and are now upsidedown due to the economy it means more years of work prior to retirement. Should be updated to be useful.

reviews: page 1, 2, 3, 4, 5, 6

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